What is the range of TransUnion scores?
Understanding credit score ranges Scores in this model range from 300 to 850. A good score with TransUnion and VantageScore® 3.0 is between 720 and 780. As your score climbs through and above this range, you can benefit from the increased freedom and flexibility healthy credit brings.
Is a 644 TransUnion score Good?
Your score falls within the range of scores, from 580 to 669, considered Fair. A 644 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
Is a 712 TransUnion score Good?
Your score falls within the range of scores, from 670 to 739, which are considered Good.
Is a 670 TransUnion score Good?
The highest credit score you can have under the TransUnion model is 850. A 670 credit score means you’ve earned a “C” grade, which is equivalent to the other bureaus’ “good” ranges.
Is a 700 TransUnion score Good?
As you can see in the chart below, a Good credit score under the VantageScore model (typically used by TransUnion and Equifax) falls between 700 and 749. Similarly, a good credit score under the FICO Score model falls between 670 and 739. Source: By these guidelines, yes —a 700 score would be considered a Good score.
Can I buy a car with a credit score of 644?
You should be able to get a car loan with a 644 credit score without a problem. Truthfully, people can get a car loan with almost any credit score—the difference will be what kind of interest rate you can secure. A score of 644 may get you an interest rate of between 11.92 percent and 4.68 percent on a new car loan.
What is a bad credit score TransUnion?
Your credit score range with TransUnion
| Score | Band | Rating |
|---|---|---|
| 0–550 | Very Poor | Rating 1 |
| 551–565 | Poor | Rating 2 |
| 566–603 | Fair | Rating 3 |
| 604–627 | Good | Rating 4 |
Can I buy a house with 712 credit score?
A 700 credit score meets the minimum requirements for most mortgage lenders, so it’s possible to purchase a house when you’re in that range.
Can I get a mortgage with a 712 credit score?
712 credit score mortgage loan options A conventional mortgage usually requires a minimum credit score of 620. This means that with a score of 712, you have a high probability of being approved for a mortgage loan.
Do car dealerships use TransUnion?
While Experian and Equifax are the most popular bureaus among auto lenders and car dealers, TransUnion can also be used for auto loan decisions.