What does Aflac hospital indemnity pay?
Initial Hospitalization Benefit Aflac will pay $250 per period of hospital confinement** when a covered person is confined to a hospital for at least 24 hours for a covered sickness. This benefit is limited to one payment per calendar year, per covered person. No lifetime maximum.
What is Aflac telephone number?
(800) 992-3522Aflac / Customer service
What type of insurance is Aflac considered?
Aflac is voluntary insurance, or an optional layer of financial protection. And with healthcare costs on the rise, more Americans than ever are seeking an extra financial safety net for unexpected medical expenses.
How do I speak to a live person at Aflac?
You may also check claim status by chat or phone by calling us at 800.992. 3522.
How much do Aflac pay for MRI?
Major Diagnostic Exams Aflac will pay $200 if a covered person requires one of the following exams for injuries sustained in a covered accident: CT (computerized tomography) scan, MRI (magnetic resonance imaging), or EEG (electroencephalogram).
Is Aflac medical insurance?
Aflac policies are considered HIPAA excepted benefits because they are not major medical health insurance. This means they’re offered separately from major medical coverage and are not an integral part of an individual’s health plan.
Is Aflac a good health insurance?
Aflac has an A+ rating from A.M. Best, a credit rating agency for the insurance industry. Aflac also sells some of its supplemental insurance products directly to individuals.
How long does it take for Aflac to pay a claim?
Aflac Aflac cannot process claims until they have the employee’s statement, physician’s statement, employer statement and the authorization page. Claims approval process takes 5 days to process and pay out claims.
Does Aflac pay you for colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …
Will AFLAC pay for MRI?
Does AFLAC pay for broken bones?
If a bone is fractured in a covered accident, we will pay the appropriate benefit shown. Multiple fractures* means having more than one fracture requiring open or closed reduction.
Does Aflac pay in one lump sum?
A lump sum benefit is paid directly to you upon diagnosis of having had a critical illness. Your dependent children are covered at no additional cost. We now offer the option of guaranteed-issue* lump sum critical illness coverage. That means no medical questionnaire is required.
Does Aflac pay for arthritis?
What most of us don’t realize is that in addition to accidental injuries, conditions such as arthritis, heart disease, diabetes, and even pregnancy are some of the leading causes of disability that can keep you out of work and affect your income. That’s where Aflac group disability insurance can help.
Does Aflac pay me or the hospital?
Aflac pays cash benefits directly to you, unless otherwise assigned, for covered hospital expenses.
How much does Aflac pay for pap smear?
MAMMOGRAPHY AND PAP SMEAR BENEFIT: Aflac will pay $100 per calendar year when a charge is incurred for an annual screening by low-dose mammography for the presence of occult breast cancer, and Aflac will pay $30 per calendar year when a charge is incurred for a ThinPrep or an annual Pap smear.
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